| The EDGEucational Loan Program
For students who need additional funding beyond the Stafford
and PLUS loan, First Community Bank and CollEDGE Loans offer
the EDGEucational Loan Program. Qualified students can borrow
up to the entire cost of school, minus other financial aid
received.
See information below to help you with the approval process: |
| • |
Creditworthy students
may apply without a co-signer if they meet all three of the
2-2-2 Rule requirements: |
| |
1. |
You must have a satisfactory
credit, residence and employment history of at least two years,
and maintain employment with the same employer or in the same
field while attending school. |
| |
2. |
You must have two years' proof of
current income (or, if self-employed, have been in business
for at least two years). |
| |
3. |
You must be a U.S. citizen or permanent
resident and have resided in the U.S. for the previous two years. |
| • |
If you are an international
student or do not otherwise meet these requirements, you will
need to apply with a qualified creditworthy U.S. citizen or
permanent resident co-signer to be approved. |
| • |
If you apply with a
co-signer, your origination fee may be lower, depending on the
combined financial strength of you and your co-signer. Select
the EDGEucational Loan that is right for you: |
| Undergraduate
Loan |
| Graduate
Loan |
| Continuing
Education Loan |
| Health
Professional Loan |
